**Take Home**

    Legal

# Terms of Use

The rules for using takehome.ai and the Take Home app. The most important one: our calculators are general information, not regulated advice, so check anything material with a qualified accountant before you act on it.

Effective date: **11 August 2026** · Last updated: **11 August 2026**

## 1.These terms

These terms govern your use of takehome.ai and the Take Home application. By
        using the site you accept them. If you do not accept them, please do not use the
        site.

Take Home is operated by SideQuester, of 40 Bowling Green Lane, London EC1R 0NE, United Kingdom. You can contact us at
        [hello@takehome.ai](mailto:hello@takehome.ai).

How we handle your personal information is set out separately in our
        [privacy policy](/privacy), which forms part of these terms.

## 2.We are not your adviser

          **Take Home is not regulated to give tax, financial, investment, insurance
          or legal advice, and nothing on this site is advice.** The calculators and
          guides are general information. Your circumstances change the answer.

Tax depends on facts we do not know about you, and the rules change. Before you
        act on anything you read or calculate here, check it with a qualified accountant or
        an appropriately regulated adviser. Where you would like us to, we can introduce you
        to one.

We are not liable for a decision you take on the basis of a calculator result or
        a guide without taking advice.

## 3.Calculators and accuracy

We build the calculators carefully and keep the rates current for the tax year
        each page states. Even so, they are simplified models. They do not account for every
        allowance, relief, charge or personal circumstance, and they can contain errors.

Figures are estimates, not a statement of what you owe. HMRC's assessment is what
        counts. If you spot something wrong, please tell us at
        [hello@takehome.ai](mailto:hello@takehome.ai), because we would rather fix it.

## 4.The app, accounts and the beta

The Take Home application is in private beta and access is by invitation. During
        the beta:

          - features may change, break, or be withdrawn, and we may reset data while we develop the product, though we will warn you before we do anything destructive;

          - we do not promise any particular level of availability; and

          - you should keep your own records rather than treating Take Home as your only copy of anything.

You are responsible for keeping your login details secure and for activity under
        your account. Tell us promptly if you think someone else has access. You must give
        accurate information, and you must not share an account with someone else.

You can close your account at any time by emailing us. We may suspend or close an
        account that breaches these terms, that is used unlawfully, or where we are required
        to.

## 5.Connecting your accounting software

If you connect an accounting platform, you confirm you are authorised to do so
        for that business. The connection is read-only: we can read your accounting data and
        we cannot change anything in your accounts. You can disconnect at any time from Take
        Home or from the platform.

Your relationship with the accounting platform is governed by its own terms. We
        are not responsible for its availability, or for errors in the data it gives us.

## 6.Introductions and referral fees

We introduce users to accountants, brokers, insurers and pension providers. An
        introduction happens only when you ask for one.

Those firms are independent of us. We do not provide their services, we are not
        responsible for the advice they give or the products they sell, and your contract for
        those services is with them. We earn a referral fee from some of them when you choose
        to engage them, and we publish those fees in the product.

## 7.Acceptable use

You may read the site, use the calculators, and share links to our pages. You may
        not:

          - scrape, bulk-download or systematically copy the site or its content, except that well-behaved search and AI crawlers may crawl it in line with our robots.txt;

          - republish substantial parts of our guides or calculator outputs as your own;

          - attempt to break, overload, probe or gain unauthorised access to the site, the app, or any account that is not yours;

          - use the site unlawfully, or to submit anything unlawful, abusive, or misleading; or

          - use automated means to submit forms or to generate large volumes of calculations.

We publish machine-readable interfaces, including an MCP server, for AI agents to
        use. Using those interfaces as documented is welcome and these restrictions are not
        intended to prevent it.

## 8.Our content

The site, its content, its design and the calculator logic belong to us or our
        licensors and are protected by copyright and other rights. You may quote a short
        extract with a link back to the page you took it from. Anything more needs our
        written permission.

Take Home and our logo are our trade marks. Other names and marks on the site
        belong to their owners, and we use them only to identify their products.

## 9.Our liability

Nothing in these terms limits our liability for death or personal injury caused
        by our negligence, for fraud or fraudulent misrepresentation, or for anything else
        that cannot lawfully be limited.

Subject to that, and to the extent the law allows:

          - the site and the calculators are provided as they are, without warranties of accuracy, availability or fitness for a particular purpose;

          - we are not liable for loss of profit, loss of business, loss of anticipated savings, loss of data, or any indirect or consequential loss; and

          - our total liability to you for all claims connected with the site or the app is limited to the greater of the amount you paid us in the 12 months before the claim, or 100 pounds.

If you are a consumer, you have legal rights that these terms do not affect.

## 10.Changes, and the law that applies

We may change these terms, and the current version is always on this page with
        its effective date. If a change materially affects account holders, we will tell
        them by email before it takes effect. Continuing to use the site after a change means
        you accept the updated terms.

We may change or withdraw any part of the site at any time.

These terms are governed by the law of England and Wales, and the courts of
        England and Wales have exclusive jurisdiction. If you are a consumer resident
        elsewhere in the UK, you may bring proceedings in your own jurisdiction.

If any part of these terms is found unenforceable, the rest continues to apply.
        Questions go to [hello@takehome.ai](mailto:hello@takehome.ai).