Mortgage for a Limited Company Director (UK)
How limited company directors get a mortgage on salary plus dividends, or retained profit. How lenders read director income, the documents you need, and indicative borrowing.
Moving to Dubai From the UK: 0% Personal Tax, 2025/26
The UAE charges no personal income tax, so on £150,000 through a UK company you keep £116,496 against £87,303 staying in the UK. Your company still owes UK corporation tax, and Central Management and Control decides the rest.
Moving to Portugal From the UK: Tax and IFICI in 2025/26
NHR is closed to new arrivals and IFICI replaces it. On £150,000 through a UK company a Portuguese resident under IFICI keeps £113,982 against £87,303 staying in the UK. The 183-day rule, the D7 and D8 visas, and what happens to your UK…
Moving to Spain From the UK: the Beckham Regime, 2025/26
On £150,000 through a UK company a Spanish resident under the Beckham regime keeps £112,681 against £87,303 staying in the UK, and £83,181 on the standard rates. The 183-day rule, wealth tax, Modelo 720 and your UK Ltd.
Outside IR35 Calculator (2025/26): Take-Home Pay
Free outside IR35 calculator for 2025/26. See your take-home from a day rate through your own limited company, after corporation tax and dividend tax.
P85 Form: Leaving the UK & Claiming Tax Back
The P85 tells HMRC you're leaving the UK and lets you claim back overpaid tax. Who needs it, how to file it online, split-year treatment, and what comes after.
Relevant Life Policy: How It Works for Directors
A relevant life policy is company-paid life cover for a director or employee — tax-efficient, paid through a trust, and tax-free on payout. How it works and who it suits.
SA302 for a Mortgage (UK): What It Is & How to Get It
Lenders ask the self-employed for an SA302 and a tax year overview to prove income for a mortgage. What they are, how to get them, and how lenders use the figures.
Sole Trader Tax Calculator UK (2025/26)
Free sole trader tax calculator for 2025/26. Income tax plus Class 4 National Insurance on your profit, with how much to set aside explained.
Spain Capital Gains Tax (2025/26) for UK Movers
How Spain taxes capital gains: the 19% to 28% savings-income bands, residents vs non-residents, main-home and over-65 reliefs, and how the UK-Spain treaty avoids double tax.
Take-Home Pay Calculator Scotland (2025/26)
Free Scotland take-home pay calculator for 2025/26. Scottish income tax bands (19% to 48%) plus National Insurance, with the figures explained.
Running a UK Limited Company From Abroad: 2025/26 Rules
£150,000 of company profit is worth £87,303 to a UK resident and £116,496 in Dubai. Your UK company stays UK tax resident wherever you live, so it keeps paying UK corporation tax. Central Management and Control, Permanent Establishment…
VAT Margin Scheme (UK): How It Works
The VAT margin scheme lets you pay VAT only on your profit margin, not the full sale price, for eligible second-hand goods, art and antiques. How it works, with a calculator.
VAT Threshold 2026 (UK): £90,000 Explained
The UK VAT registration threshold is £90,000 of taxable turnover, frozen into 2026. How the rolling 12-month test works, deregistration at £88,000, and when to register.
Director Pension Contributions 2025/26 — Tax-Efficient Extraction
How UK limited company directors use company-paid pension contributions to extract money tax-efficiently in 2025/26. Annual allowance, carry-forward, tax savings, with worked examples.
Optimal Director Salary 2025/26 (UK)
Optimal director salary for UK limited companies in 2025/26. The case for £12,570, when £9,100 is better, when paying more makes sense. With worked examples.
Salary vs Dividends 2025/26 (UK) | Limited Company Director Guide
UK salary vs dividends for limited company directors in 2025/26. When dividends beat salary, the £500 allowance, the breakeven points, with worked examples at £30k, £60k, £100k.
UK Self-Employed Tax Allowances 2025/26 | What You Can Actually Claim
Every UK self-employed tax allowance for 2025/26 — personal allowance, trading allowance, simplified expenses, marriage allowance, mileage, working from home. With the missed ones.
How Take Home Works
How to use Take Home: connect FreeAgent/Xero/QuickBooks, get a personalised financial plan, take action with vetted partners. Free tier always available.