What you actually keep in Spain
| Gross salary | UK resident | Standard rates | Beckham regime |
|---|---|---|---|
| £60,000 | £45,357 | £39,403-£5,954 | £41,850-£3,507 |
| £100,000 | £68,557 | £61,403-£7,154 | £72,250+£3,693 |
| £150,000 | £91,286 | £88,903-£2,383 | £110,250+£18,964 |
| £250,000 | £144,286 | £143,903-£383 | £186,250+£41,964 |
Every figure above is a separate call to the same engine the calculator uses, run at build time on 2026-08-12. The green column is the best available outcome at that income.
The Spain options, priced
- Standard rates. Ordinary Spanish rates, which combine a state and a regional component, so the exact figure varies by autonomous community.
- Beckham regime. The special expatriate regime. A flat rate on employment income for up to six years, and foreign income largely outside the Spanish net.
What actually moves the number
- The Beckham regime is designed around employment, so the structure you arrive with decides whether you can use it.
- Spain runs a wealth tax as well as income tax, and it is regional. Madrid and Andalusia are not Catalonia.
- Spanish residence is the 183-day test, and Spain counts sporadic absences towards it rather than against it.
When Spain starts taxing you
183 days in a calendar year, or your main centre of economic interests being in Spain. Spain does not have split-year treatment the way the UK does, so the year you move is usually all or nothing.
The other half is the UK side. Leaving the UK tax net is the Statutory Residence Test, and running a UK company from outside the UK raises Central Management and Control and Permanent Establishment questions that are separate from your own residence. Running a UK limited company while living abroad covers both.
What this calculation assumes
- Social security is the weak point in this calculation. The model charges the destination country's employee contributions and drops UK National Insurance the moment residence moves. In practice UK NI often continues for a period after you leave, and which country you contribute to is set by a social security agreement rather than by where you are tax resident. Treat the take-home figure as the optimistic end of the range, and the gap is largest where the destination charges no social security of its own.
- Employer National Insurance is shown as an employer cost, so it is outside your take-home. It does not disappear when you move, and it is often the reason an employer says no.
- Cross-border scenario detected. Check the applicable double-tax treaty between United Kingdom and Spain.
- Special regime applied: flat employment rate
- State scale shown; regions add their own (combined top ~45-50%). Savings income taxed separately 19-30%.
The last items are the engine's own disclosures, reproduced rather than summarised. Where a regime is not modelled it is named as not modelled, because a caveat you have to go looking for is not a caveat.